Fracta
Fintech infrastructure
Settlement infrastructure that moves stablecoin capital between bank transfers, wallets and on-chain vaults, correctly and provably.
01Context
Fracta routes institutional stablecoin capital into real-world infrastructure: energy, water and logistics. Every transfer between a bank, a stablecoin and a smart contract has to be correct, traceable and safe to retry, because a mistake costs real money.
02Approach
Treat every money movement as something that must be proven, not assumed: a kill switch on each action, exact matching before anything counts, and a record that can be rebuilt from on-chain receipts.
03Product
An institutional web portal and the middleware behind it: the layer between the bank side and the contracts on chain.
A compliance gate in front of an investment vault, and a payment rail for USDC, including payments made by AI agents.
04System
A Circle Mint integration with kill switches on every money action, idempotency keys and verified webhooks; a reconciler confirms a deposit only when it matches exactly. Signed USDC authorizations are checked and settled on chain, and an indexer and an oracle keep the portal live.
Built with Next.js · Node.js · Solidity · USDC · Circle Mint · Base
05Outcome
On the test network, the whole loop (bank deposit, wallet, vault, redemption and payout) was rebuilt from on-chain receipts, and it reconciles to the last unit.
The test suites pass: 88 of 88 for Circle Mint and 7 of 7 for the USDC verifier. Everything runs on test networks; no real money moves yet.
06Services delivered
- Platform architecture
- Backend engineering
- Payments integration
- Smart-contract integration
- Web portal
- Project
- Platform built for Fracta Network
- Status
- Running on test networks